Finma: Privacy-Focused Finance Tracker for iPhone

Finma

3.5 | 155 | 0
Type:
Application
Last Updated:
2025/11/19
Description:
Finma is a privacy-focused finance app for iPhone that automatically tracks expenses, sets budgets, and manages your finances in one place, processing all data locally on-device.
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personal finance
budget tracking
expense tracker
privacy-focused
finance management

Overview of Finma

Finma: Your Privacy-First Finance Tracker for iPhone

What is Finma? Finma is a beautifully designed, privacy-focused finance management app exclusively for iPhone. It consolidates your bank and credit card statements to automatically create transaction entries, offering a clear and intuitive way to track and manage your finances in one place.

How does Finma work?

Finma simplifies personal finance by automatically gathering transaction data from your financial accounts. It then categorizes these transactions using rule-based auto-tagging, allowing you to see where your money is going. The app also tracks upcoming dues and sends payment alerts to help you avoid late fees.

Key Features:

  • Privacy First: All data processing occurs locally on your device, ensuring that your transaction data never leaves your iPhone. Not even the developers have access to your financial information.
  • Budget Alerts: Set category-specific budgets and receive alerts when you approach or exceed your spending limits.
  • Rule-Based Auto-Tagging: Automatically categorize transactions using simple text matching or advanced regular expressions.
  • Payment Alerts: Receive reminders for upcoming card dues, customizable up to a week in advance.
  • Gesture-Controlled Interface: Navigate the app effortlessly with a fully gesture-controlled interface, interactive charts, visual graphs, sounds, and haptics.
  • Visual Filtering: Quickly find transactions using a visual approach. For example, filter restaurant spending in February by selecting 'Restaurants' and then the 'Feb' bar on the graph.
  • Interactive Charts: All charts and graphs are interactive, allowing you to combine categories for a more detailed analysis.
  • Pull To Reach: Easily access top buttons and initiate actions with a simple swipe-down gesture, especially useful on taller iPhones.
  • Cash Flow: Get a quick overview of your financial health, comparing income and investments over time to plan better.
  • Customisable Layout: Tailor your finance dashboard with widgets.
  • Automatic Expense Tracking: Finma automatically searches your email for new statements and transactions for supported email services including Gmail, Yahoo, Outlook, and iCloud.
  • Dark Theme: Choose your preferred theme.

Why choose Finma?

Finma stands out due to its commitment to privacy, user-friendly design, and comprehensive features. Unlike other finance apps that store your data on remote servers, Finma keeps everything local, giving you complete control over your financial information.

Who is Finma for?

Finma is perfect for iPhone users who want a simple, secure, and effective way to manage their personal finances. It's ideal for those who value privacy and want an app that doesn't compromise their data.

  • Students: Who need to manage their limited budgets effectively.
  • Young Professionals: Who are starting to build their financial future and want to track their spending.
  • Anyone Concerned About Privacy: Who want to keep their financial data safe and secure.

How to use Finma?

  1. Download and Install: Get Finma from the App Store.
  2. Connect Your Accounts: Link your bank and credit card accounts by granting Finma access to your email to find statements.
  3. Set Budgets: Define spending limits for various categories.
  4. Track Your Spending: Monitor your transactions and see where your money is going.
  5. Stay Informed: Receive alerts for upcoming payments and budget overruns.

What is automatic expense tracking?

Finma automatically searches your email for new statements and transactions. Most of the popular email services including Gmail, Yahoo, Outlook, iCloud are supported.

Is my financial data sold or shared with anyone?

No, all data processing occurs locally on your device, ensuring that your transaction data never leaves your iPhone. Not even the developers have access to your financial information.

Useful Widgets

Keep an eye on expenses from your iPhone's home screen.

Take control of your financial well being

Knowing exactly where your money is being spent is the first step towards financial well-being. Finma offers an easy to use widget based system to keep you updated through quickly glanceable charts and graphs.

About the developer

Tanmay Sonawane is a passionate iOS developer dedicated to empowering individuals to achieve their financial goals through beautifully crafted financial products.

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